3. Have a plan, A budget:
A budget is itemized summary of intended expenditure usually coupled with expected revenue. An expenditure is an amount of money to be spent while a revenue is a source of income. When making a budget, your intended expenditure must be lesser than the expected revenue so as to cater for contingencies that may arise.
4. Waste not and buy in bulk:
Do not waste any valuable items or asset you have. If you find an item no longer useful, you can do well by selling or giving it out to charity. Also, buying things in bulk saves you a lot of money as the unit price of commodities are higher when compared to what you get for buying in bulk.